Special Overdraft (SPOD)


A class members of the Bank who are engaged in Govt.employees are eligible for availing special overdraft

Quantum of Finance (Limit of the overdraft)

  • Maximum Loan Amount - 2 Lakh

Period of Loan

Special Overdraft is operative for a period of one year which can be renewed or enhanced provided operation on the limit are satisfactory


Advance is made against salary certificate of Govt. Employees

Interest Rate

Share Linking

Share linking will be 3.5% of the limit sanctioned

Documents to be attached

  • Salary Certificates